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Indian Gold Jewellery Retail Industry; Industry Survey        Indian Oil & Gas Sector- Refining & Marketing; Improved outlook for OMCs with softened crude oil prices, diesel price deregulation and anticipated implementation of MDBTL scheme        Indian Mining and Construction Equipment Industry – Trends and Outlook        Indian Fertiliser Sector: December 2014 update; Movement forward on policy front: Domestic Gas Price Hike and Amended Investment Policy for Urea        Indian Ports Sector: December 2014; Cargo volume growth improves in 7MFY15, but continues to be suppressed on account of loss of iron ore volumes; Notification on partial deregulation of tariffs at major ports delayed        Indian Oil and Gas Sector- Upstream; Recent gas price formula a marginal positive for the upstream sector; clarity on premium for complex offshore fields and direction of crude oil prices would drive the sentiments        Power Sector: Positive measures being initiated by Central Government, though uncertainty over the implementation of tariff compensation continues        WPI stagnates in y-o-y terms in November 2014, with falling prices of commodities and perishable food items, as well as favourable base effect        CPI inflation eases to series-low 4.4% in November 2014, in line with expectations        Sharp contraction in manufacturing leads to an unexpected IIP de-growth of 4.2% in October 2014       
 
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Indian Gold Jewellery Retail Industry; Industry Survey
Indian Mining and Construction Equipment Industry – Trends and Outlook
Indian Fertiliser Sector: December 2014 update; Movement forward on policy front: Domestic Gas Price Hike and Amended Investment Policy for Urea
Indian Oil & Gas Sector- Refining & Marketing; Improved outlook for OMCs with softened crude oil prices, diesel price deregulation and anticipated implementation of MDBTL scheme
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INSURANCE SECTOR RATING

ICRA’s Claims Paying Ability Ratings (CPRs) for insurance companies are ICRA’s opinion on the ability of the insurers concerned to honour policyholder claims and obligations on time. In other words, a CPR is ICRA’s opinion on the financial strength of the insurer, from a policyholder’s perspective. Following deregulation, a paradigm shift is expected in the domestic insurance sector as newer players and products enter the market. Given this scenario, ICRA expects its CPRs to be an important input influencing the consumer’s choice of insurance companies and products. ICRA’s Rating process involves analysis of an insurer’s business fundamentals and its competitive position, and focuses primarily on the insurer’s franchise value, its management, organisational structure/ownership, and underwriting and investment strategies. Besides, the analysis includes assessment of an insurance company’s profitability, liquidity, operating and financial leverage, capital adequacy, and asset/liability management method.

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