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Indian Tractor Industry; Industry Growth Falters as Rainfall Imbalance Dampens Sentiments        News Release; ICRA Names Naresh Takkar as CEO of Group ICRA        ICRA Limited: Unaudited Financial Results for the Third Quarter and the Nine Months ended December 31, 2014        Indian Non Ferrous Metals Industry; Price Outlook Remains Weak in the Near Term        Indian Pharmaceuticals Industry; Operating performance continues to be stable        Indian Spinning Industry; Ability to maintain capacity utilization and contribution margin continues to remain a challenge        Indian Hotel Industry; Industry Waiting Out One of The Longest Down-Cycle        Power Sector; Impact Assessment of Methodology for Floor & Reserve Price in Auction/ Allotment of Coal Blocks        Indian Automobile Industry; Passenger Vehicle and Commercial Vehicle volume trends & outlook – in view of reduction in fuel prices & changes in excise duty        Indian Retail Non Banking Finance Market; Growth and asset quality pressures persist although some signs of easing; stricter regulatory framework to improve credit profiles of over the long term       
 
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Indian Tractor Industry; Industry Growth Falters as Rainfall Imbalance Dampens Sentiments
Indian Non Ferrous Metals Industry; Price Outlook Remains Weak in the Near Term
Indian Pharmaceuticals Industry; Operating performance continues to be stable
Indian Spinning Industry; Ability to maintain capacity utilization and contribution margin continues to remain a challenge
More...
 
INSURANCE SECTOR RATING

ICRA’s Claims Paying Ability Ratings (CPRs) for insurance companies are ICRA’s opinion on the ability of the insurers concerned to honour policyholder claims and obligations on time. In other words, a CPR is ICRA’s opinion on the financial strength of the insurer, from a policyholder’s perspective. Following deregulation, a paradigm shift is expected in the domestic insurance sector as newer players and products enter the market. Given this scenario, ICRA expects its CPRs to be an important input influencing the consumer’s choice of insurance companies and products. ICRA’s Rating process involves analysis of an insurer’s business fundamentals and its competitive position, and focuses primarily on the insurer’s franchise value, its management, organisational structure/ownership, and underwriting and investment strategies. Besides, the analysis includes assessment of an insurance company’s profitability, liquidity, operating and financial leverage, capital adequacy, and asset/liability management method.

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