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Power Sector; Aggressive bidding seen in the first two rounds of coal mine auctions to result into a significant under-recovery in fuel cost for the winning bidders        Indian Refining and Marketing Sector; Key Trends and Outlook        Indian Commercial Vehicle Industry; Trends & Outlook        Indian Passenger Vehicle Industry; New product launches and improved customer sentiments support growth momentum        Indian Oil and Gas Sector – Upstream; Low crude oil prices to have material impact on the profits of upstream oil companies in FY16; lack of clarity on under-recovery sharing burden a key concern for PSU upstream companies        Indian Oil & Gas Sector- Refining & Marketing; Despite recovery in Q4, significant inventory valuation losses in Q3 to weigh on the profits of refining companies in FY15        Wholesale Price Index February 2015; WPI inflation prints below expectations at series low -2.1% in February 2015; core inflation marginal at 0.1%        Indian Automobile Industry; Most segments witnessing demand uptick barring Tractors and Motorcycles        Consumer Price Index February 2015; CPI inflation rises to 5.4% in February 2015, in line with expectations, driven by an uptick in food inflation        Index of Industrial Production January 2015; Higher-than-expected industrial growth in Jan 2015 benefits from double-digit rise in volatile capital goods series       
 
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Power Sector; Aggressive bidding seen in the first two rounds of coal mine auctions to result into a significant under-recovery in fuel cost for the winning bidders
Indian Refining and Marketing Sector; Key Trends and Outlook
Indian Commercial Vehicle Industry; Trends & Outlook
Indian Passenger Vehicle Industry; New product launches and improved customer sentiments support growth momentum
More...
 
INSURANCE SECTOR RATING

ICRA’s Claims Paying Ability Ratings (CPRs) for insurance companies are ICRA’s opinion on the ability of the insurers concerned to honour policyholder claims and obligations on time. In other words, a CPR is ICRA’s opinion on the financial strength of the insurer, from a policyholder’s perspective. Following deregulation, a paradigm shift is expected in the domestic insurance sector as newer players and products enter the market. Given this scenario, ICRA expects its CPRs to be an important input influencing the consumer’s choice of insurance companies and products. ICRA’s Rating process involves analysis of an insurer’s business fundamentals and its competitive position, and focuses primarily on the insurer’s franchise value, its management, organisational structure/ownership, and underwriting and investment strategies. Besides, the analysis includes assessment of an insurance company’s profitability, liquidity, operating and financial leverage, capital adequacy, and asset/liability management method.

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