in_01
Skip Navigation Links
ABOUT ICRA
INVESTORS
CAREERS
ALUMNI
CONTACT US
Financial Markets & Banking Update; Vol.2: FY2015-16        Infrastructure Finance Companies; Update for FY 2014-15        ICRA Conference Call on Outlook for the Indian Tyre Industry        Indian Pharmaceutical Industry; Trends & Outlook        Indian Cement Sector; Weak Demand Puts Pressure on Cement Prices        Indian Footwear Industry; Opportunities Galore for Indian Footwear Sector, though Government Policy Initiatives and Sustainability of Export Demand Remains Key Sensitivity        Construction and Infrastructure Sector; Recent Credit Trends and Outlook        Indian Sugar Sector; Glut in the Domestic Market, Falling Domestic and International Sugar Prices, and High Cane Costs Further Add to the Woes of Indian Sugar Mills        Solar Energy Sector; Trends & Outlook        ICRA Conference Call on Trends and Outlook in Solar Energy Sector       
 
Skip Navigation Links
RATINGS
GRADINGS
GUIDE TO CREDIT RATINGS
RATING/GRADING SCALE
RATING/GRADING METHODOLOGIES
CURRENT RATING LIST
SPECIAL COMMENTS
ECONOMY AND DEBT MARKET
ICRA BULLETIN: MONEY &
FINANCE
FAQs

Financial Markets & Banking Update Vol.2; FY2015-16
ICRA Conference Call on Outlook for the Indian Tyre Industry
Infrastructure Finance Companies; Update for FY 2014-15
Indian Cement Sector; Weak Demand Puts Pressure on Cement Prices
More...
 
INSURANCE SECTOR RATING

ICRA’s Claims Paying Ability Ratings (CPRs) for insurance companies are ICRA’s opinion on the ability of the insurers concerned to honour policyholder claims and obligations on time. In other words, a CPR is ICRA’s opinion on the financial strength of the insurer, from a policyholder’s perspective. Following deregulation, a paradigm shift is expected in the domestic insurance sector as newer players and products enter the market. Given this scenario, ICRA expects its CPRs to be an important input influencing the consumer’s choice of insurance companies and products. ICRA’s Rating process involves analysis of an insurer’s business fundamentals and its competitive position, and focuses primarily on the insurer’s franchise value, its management, organisational structure/ownership, and underwriting and investment strategies. Besides, the analysis includes assessment of an insurance company’s profitability, liquidity, operating and financial leverage, capital adequacy, and asset/liability management method.

Related Articles


Please choose the category/sub-category of the entity whose Ratings you wish to view: